ActualBudget — Guide — Felhom.eu ← Apps ActualBudget A budget planner - keep a simple hold on your money ● Running budget.tester4.test Open ↗ What is it for? Plan and follow a monthly budget, envelope style Import bank transactions and sort them into categories Reports and graphs of what came in and what went out Several people - run the household's money together Works offline too, and syncs between the server and your devices First steps Open budget.tester4.test in your browser Set a password the first time you open it Create your budget categories (food, transport and so on) Add your accounts and start entering transactions Load a bank statement You do not have to type in every item by hand: Actual can read the file you download from your online bank. In your online bank, download the account items as a CSV, OFX, QFX, QIF or CAMT file. In the ActualBudget sidebar on the left, select the name of the account. Select „Import” and choose the file you downloaded. For a CSV file, match the columns (date, payee, amount) and check that the date reads correctly. Start the import with the button at the bottom of the window. Actual does not add items it already has. Plan the month Give every unit of money a job: you share your income out between the categories. In the sidebar on the left, open the „Budget” page. In the row of a category, select the „Budgeted” column and type how much you set aside for it this month. Go on with the other categories until the „To Budget” amount is zero. The „Spent” column shows what you spent, and „Balance” shows what is left. Add regular bills You can set up items that come back every month, such as the rent or the electricity bill, in advance. In the sidebar on the left, open the „Schedules” page. Select „Add new schedule”. Fill in the „Payee”, „Account”, „Amount” and „Date” fields. Tick „Repeats” and choose how often the item comes. Select „Add”. You also see the upcoming items in the account's list. On a phone and with the family Everyone in the household sees the same budget, from any device. On the phone, open budget.tester4.test in the browser. Type the server password and select „Sign in”. Choose the budget file. What anyone changes reaches the other devices too. In the browser's menu, add the page to the home screen so it starts like an app. To change the password, select the server status at the top right and choose „Change password”. Frequently asked questions Where do I see what the money went on? On the „Reports” page in the sidebar on the left. The „Cash Flow” and „Net Worth” graphs are there too. Can I connect it to my bank? Actual can connect through a few outside bank services, and you need your own account with them; the box does not set this up. The simplest way is to load the file from your online bank. Can everyone have their own login? Not by default: the whole household signs in with the same server password and sees the same file. For separate users Actual needs an outside sign-in service, and the box does not set that up. Does it work without the internet? Yes. Actual also keeps the data on your own device, and it syncs when the box can be reached again. How do I save a copy of the budget? On the „Settings” page, „Export data” saves it into a zip file. You see the box's own backups on the dashboard, on the „Data and backup” tab. Documentation Official documentation ↗