Belt (ensureUserdataMounts) + FileBrowser sync skip ensure/mount when an external
drive root is not a live mountpoint -> no 'mkdir userdata: permission denied' + no
rootfs-shadow during a drive-absent window. System/local path never gated. Reuses
system.IsMountPoint; matches planDriveGates external-only rule. T1-T4 + red-proofs.
Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>
